Using ATMs & Credit Cards
You can withdraw cash using credit or debit cards issued outside of Japan during your stay in Kyoto. However, not all automatic teller machines (ATMs) work with cards issued overseas. The two most reliable places where you can find an ATM that accepts foreign cards are 7-Eleven convenience stores (Seven Bank: "Sebun ginkō" or セブン銀行) and Japan Post Offices (Japan Post Bank: "Yūcho ginkō" or ゆうちょ銀行). Before you arrive in Japan, check to make sure your cards can be used abroad. Compatible credit cards will have one of the logos listed below, and they must have a PIN code. ATMs at 7-Eleven stores are particularly useful: as a rule, they are open 24/7 (business hours may vary depending on the store). You may be lucky enough to find a Japan Post Bank ATM somewhere along your way, so be sure to remember the logo!
You can pay with your credit card at some department stores and shops, but please understand that many stores and services will only accept cash. Service fees differ depending on your credit card company's regulations.
Traveler's checks are only accepted for exchange at Travelex offices and in certain banks (as of October 2019).
JAPAN POST BANK
You can generally use the following cards at Japan Post Bank ATMs: VISA, VISA ELECTRON, PLUS, Mastercard, Maestro, Cirrus, American Express, JCB, China UnionPay, and Discover (as of April 2021).
* Some cards listed above may not be accepted.
* Fees for cards issued overseas vary by the card type.
■ For more information in English about Japan Post Bank's international ATM services, visit the link below:
Remember this symbol when looking for an ATM!
MAJOR POST OFFICES IN KYOTO
|Nakagyō Post Office||Kyoto Central Post Office||Kita (North) Post Office|
30 Hishiya-chō, Higashinotōin Higashi Iru, Sanjō-dori, Nakagyō-ku, Kyoto
Tel: 075-255-1121 (Japanese)
Access: Karasuma Oike Subway Station (Karasuma Line, Tōzai Line)
843-12 Higashi Shiokoji-chō, Shimogyō-ku, Kyoto
Tel: 075-365-2511 (Japanese)
Access: Kyoto Station
39 Shichiku Shimohonmachi, Kita-ku, Kyoto
Tel: 075-493-0383 (Japanese)
Access: Kitaōji Subway Station (Karasuma Line)
BUSINESS HOURS: Most post offices in Japan operate from 9:00 to 17:00 on weekdays and may be closed or have shorter hours on Saturdays and Sundays.
You can use the following cards at Seven Bank ATMs: VISA, PLUS, Mastercard, Maestro, Cirrus, China UnionPay, American Express, JCB, Discover, and Diners Club (as of February 2019).
* Some cards with these marks may not be accepted.
* Fees for cards issued overseas vary by the card brand.
■ For more information in English and other languages about Seven Bank international ATM services, visit the link below:
Seven Bank has over 25,300 ATMs at 7-Eleven convenience stores nationwide (as of October 2019). You can withdraw Japanese currency both day and night.
Seven Bank ATMs are also installed at many other locations, such as international airports, major train stations, and commercial facilities.